/Features/money/-/435440/435440/-/8eo57h/-/index.html http://www.nation.co.ke/Features/money/IT-experts-dream-comes-true/-/435440/1859196/-/ai2tfpz/-/index.html After completing his degree in information technology at the University of Wisconsin, US, David Mugo began toying with the idea of starting an IT firm 2013-05-22T22:00:00Z http://www.nation.co.ke/Features/money/Comprehending-an-insurance-firms-financial-position/-/435440/1859206/-/1286cf1z/-/index.html Analysis of an insurer’s financial position usually focuses on two issues: solvency assessment and financial performance 2013-05-22T22:00:00Z http://www.nation.co.ke/Features/money/Types-of-funds/-/435440/1859194/-/cojhjm/-/index.html Money Market Fund — Invests in the money markets that are made up of short-term Treasury bills and bonds, cash deposits, and call accounts.Fixed Income Fund — Invests in securities which give specific returns on set dates, that is, Treasury bills, bonds, cash deposits.Balanced Fund — Balanced funds invest in a diversified portfolio of shares, bonds, and money markets.Equity Fund — Invests in company shares through the stock market.Bond Fund — Invests in government and corporate bonds.Managed Fund — It pools the collective investments of the employees in a company with returns made available upon their retirement. 2013-05-22T22:00:00Z http://www.nation.co.ke/Features/money/High-interest-rates-affected-your-loan-repayment-plan/-/435440/1859174/-/ie12huz/-/index.html Bank of Africa said the country’s economy experienced a sustained increase of interest rates that negatively impacted you, the borrower, soon after 2013-05-22T22:00:00Z http://www.nation.co.ke/Features/money/Investor-pins-hope-on-green-energy/-/435440/1859214/-/8boxpy/-/index.html If the city council bylaws allowed, Abbas Kitogo would be hawking food in the heart of Nairobi 2013-05-22T22:00:00Z http://www.nation.co.ke/Features/money/Unit-trust-woos-small-investor/-/435440/1859186/-/10u2d1u/-/index.html Fund industry models products to attract small-scale buyers 2013-05-22T22:00:00Z http://www.nation.co.ke/Features/money/Time-energy-and-money-key/-/435440/1859230/-/9vgcxs/-/index.html Thomas J. Stanley and William D. Danko are celebrated authors known for their research on the affluent in America since 1973 2013-05-22T22:00:00Z http://www.nation.co.ke/Features/money/A-loan-to-start-building-your-real-estate-project/-/435440/1859152/-/yky6roz/-/index.html I have Sh500,000 savings which I want to pump into a quick returns venture. I also plan to buy a plot and build a house but I am afraid of taking mortgage since I want to be free of loans 2013-05-22T22:00:00Z http://www.nation.co.ke/Features/money/Before-you-buy-a-trust-fund/-/435440/1859192/-/coe2vtz/-/index.html According to the Capital Markets Authority, some of the factors you should bear in mind before making an investment in unit trusts are: 2013-05-22T22:00:00Z http://www.nation.co.ke/Features/money/Consider-if-debt-management-plan-will-be-beneficial/-/435440/1859166/-/11pw9fkz/-/index.html Obtaining a debt manager is an option towards financial freedom 2013-05-22T22:00:00Z http://www.nation.co.ke/Features/money/Seek-advice-of-an-accounting-firm-on-your-debt-burden-/-/435440/1853758/-/9xm9uq/-/index.html I AM a Nairobi businessman who has had a fair share of success and debt. 2013-05-15T15:16:06Z http://www.nation.co.ke/Features/money/Making-sense-of-insurance-bidding-in-business-/-/435440/1853750/-/ed8ln1z/-/index.html s the July renewal season approaches, I note that many public sector entities are inviting bids for insurance services. In considering bids, the lowest cost seems to be the basis for winning the tender. 2013-05-15T15:12:27Z http://www.nation.co.ke/Features/money/Your-self-portrait-shapes-your-attitude-/-/435440/1853732/-/523kbx/-/index.html I HAVE previously shared with the readers of this column the importance of a great attitude in wealth creation, especially by the majority poor who are desirous of changing their fortunes. 2013-05-15T14:49:31Z http://www.nation.co.ke/Features/money/Woman-sleuth-builds-firm-busting-crimes-/-/435440/1853204/-/pfhataz/-/index.html In 2007, Jane Mugo made a decision that to many of her friends was a sure-fire way to dim her career prospects. She ventured into the risky business of private investigation. 2013-05-15T04:00:58Z http://www.nation.co.ke/Features/money/Former-banker-now-a-top-horse-riding-trainer-/-/435440/1853202/-/9419a1/-/index.html After losing his job as a banker through retrenchment in 2000, Tony Muthama invested his savings in the animals he loved best — horses. 2013-05-15T03:56:46Z http://www.nation.co.ke/Features/money/Chinese-engineer-takes-Kenya-by-storm-with-his-tuk-tuk-van-/-/435440/1853200/-/j44lxz/-/index.html Since he set foot in Kenya eight months ago, Li Shunkang has employed 200 people in his company, Blaze Cycle Kenya Ltd. 2013-05-15T03:53:27Z http://www.nation.co.ke/Features/money/We-have-paid-your-electricity-deposit-refund-/-/435440/1853198/-/hkrxul/-/index.html I would like to commend you on the good work you are doing on behalf of Kenyans. 2013-05-15T03:38:46Z http://www.nation.co.ke/Features/money/Sale-of-firms-brings-in-billions/-/435440/1853196/-/n9gl8g/-/index.html The rising interest of global giants in acquiring local businesses is thrusting Kenyan entrepreneurs into the multi-millionaires’ club. 2013-05-15T03:22:23Z http://www.nation.co.ke/Features/money/Get-your-career-growing-as-an-IT-trainer/-/435440/1845882/-/q749us/-/index.html A LOCAL consulting firm is seeking 16 individuals as it moves to train a team of staff to work as accredited trainers and consultants. 2013-05-08T02:52:44Z http://www.nation.co.ke/Features/money/Your-loan-has-been-credited-to-your-account-Barclays/-/435440/1845880/-/e6f3dw/-/index.html Thank you for always assisting your readers. I belong to Balozi Sacco where I applied for a Sh597,000 loan in December 6 last year. 2013-05-08T02:45:16Z http://www.nation.co.ke/Features/money/Youth-startup-rides-on-innovation-to-grow/-/435440/1845876/-/1205r6t/-/index.html At 22, Lizzie Arienda is financially at ease. 2013-05-08T02:38:18Z http://www.nation.co.ke/Features/money/Internet-helps-accountant-run-thriving-dairy-farm-in-Nyanza-/-/435440/1845872/-/cgjlp3/-/index.html A disastrous flood that swept across the Kano plains in 1962 prompted the government to establish the Ahero irrigation scheme in an attempt to improve the fortunes of local residents through rice farming. 2013-05-08T02:30:47Z http://www.nation.co.ke/Features/money/Follow-your-dreams-with-actions-to-create-wealth/-/435440/1845870/-/y9hplb/-/index.html FIFTY YEARS after independence, over 65 per cent of Kenya’s population is less than 35 years old. Most of this age group is not engaged profitably. 2013-05-08T02:27:48Z http://www.nation.co.ke/Features/money/Passion-for-cooking-opens-global-doors-for-Kenyan-chef/-/435440/1845866/-/ungt06z/-/index.html At the age of six, Kiran Jethwa would prepare breakfast and serve it to his parents in bed. 2013-05-08T02:02:31Z http://www.nation.co.ke/Features/money/Opticians-brand-finds-its-place-in-city-eye-care-trade/-/435440/1763272/-/tdj53gz/-/index.html For Dr Paul Kaumbutho, success in business is like testing the depth of a river with both feet but keeping the faith that you will cross over safely. 2013-05-01T22:00:00Z http://www.nation.co.ke/Features/money/Womans-greenhouse-venture-bears-profit/-/435440/1763276/-/j383y9/-/index.html While travelling home from a holiday in Naivasha three years ago, Susan Chesyna made a brief stop to buy flowers at a farm near the town. 2013-05-01T22:00:00Z http://www.nation.co.ke/Features/money/Your-dividend-cheque-was-cashed-last-year/-/435440/1763268/-/151xbaf/-/index.html I am a Cooperative Bank shareholder. My complaint is that I did not receive dividends for last year. 2013-05-01T22:00:00Z http://www.nation.co.ke/Features/money/Fun-ways-to-teach-your-child-the-value-of-money/-/435440/1763262/-/155641lz/-/index.html The story of All I Can Be, a children’s saving group, starts with a chicken. Six years ago, Ms Maureen Wesonga’s four-year-old daughter, Shani, asked for a chicken. Not fried or roasted, as you would expect, but a live one. 2013-05-01T22:00:00Z http://www.nation.co.ke/Features/money/List-your-goals-in-order-of-priority-time-line/-/435440/1763266/-/879os5z/-/index.html I AM 26 and recently got a job with a basic pay of Sh33,000 a month plus other allowances. 2013-05-01T22:00:00Z http://www.nation.co.ke/Features/money/Kenyan-musician-with-passion-for-translating-foreign-languages/-/435440/1756820/-/qs8yinz/-/index.html Over the years, Alfred Mtawali has turned his love for languages into a business model with global reach and impressive returns. 2013-04-24T22:00:00Z http://www.nation.co.ke/Features/money/Join-a-sacco-to-benefit-from-cheaper-credit/-/435440/1756812/-/lmg3o2/-/index.html I AM AN 25-year-old aspiring businessman. Recently my bank declined a Sh250,000 loan request, saying my net salary of between Sh70,000 and Sh90,000 was inconsistent. 2013-04-24T22:00:00Z http://www.nation.co.ke/Features/money/Seek-Helb-loan-to-pay-for-your-studies--/-/435440/1756816/-/ud6dsk/-/index.html I AM grateful for the financial guidance you give. 2013-04-24T22:00:00Z http://www.nation.co.ke/Features/money/Contact-Barclays-for-details-on-your-loan/-/435440/1756818/-/xedpal/-/index.html I took a loan from Barclays Bank in October 2007 payable in the next 60 months (five years). 2013-04-24T22:00:00Z http://www.nation.co.ke/Features/money/Brothers-march-to-success-in-business/-/435440/1756808/-/nroay7z/-/index.html As fate would have it, Lawrence Muthiani’s one-man-show logistics company collapsed after 26 years of operation. 2013-04-24T22:00:00Z http://www.nation.co.ke/Features/money/-/435440/1751098/-/wsygvrz/-/index.html Five years ago, at the height of post-election violence, Prof Charles Ngugi lost his property in Eldoret. Although rebuilding his life from scratch was not going to be an easy task, he decided to give it a try. 2013-04-17T16:00:25Z http://www.nation.co.ke/Features/money/Join-a-chama-to-achieve-your-goals-/-/435440/1751096/-/5a6s25z/-/index.html My problem is that I am interested in venturing into business but since I am unemployed, the startup capital has been a big challenge. 2013-04-17T16:00:21Z http://www.nation.co.ke/Features/money/Teacher-now-runs-a-top-salon-/-/435440/1751094/-/lupo2oz/-/index.html When her parents took her to school, they wanted Darlene Wesonga to become a teacher. They committed their resources and time for her to pursue a Bachelors degree in education and later study for a Masters degree in philosophy from Moi University. She graduated in 2008. 2013-04-17T16:00:18Z http://www.nation.co.ke/Features/money/-/435440/1751092/-/wsygvxz/-/index.html The ease of conducting transactions and business deals at any hour of the day or night could be a welcome alternative to visiting your local bank during a busy day. 2013-04-17T16:00:15Z http://www.nation.co.ke/Features/money/Airtel-has-now-unsubscribed-you-from-Kopa-Credo/-/435440/1744994/-/omo37m/-/index.html I have a problem with my Airtel line. Whenever I load airtime, Airtel deducts Sh10 daily. 2013-04-10T15:54:31Z http://www.nation.co.ke/Features/money/Startup-carves-niche-importing-car-drawn-trailers--/-/435440/1744998/-/v3eoanz/-/index.html Gunner Ostrem worked as a missionary in Kenya for over 40 years. The Norwegian owned a car and a trailer, which he bought about five years ago. 2013-04-10T15:00:37Z http://www.nation.co.ke/Features/money/Hawking-helped-me-build-insurance-firm--/-/435440/1744996/-/p1gcdx/-/index.html Hesbon Okeyo does not regret his days as a hawker in the streets of Kisumu because this is where he honed his negotiation skills, selling belts and wallets. 2013-04-10T15:00:34Z http://www.nation.co.ke/Features/money/-/435440/1744992/-/wtiprmz/-/index.html When you step into his office that doubles up as a store in Upper Hill, the book, Imitation is Limitation by John Mason, greets you. 2013-04-10T15:00:28Z http://www.nation.co.ke/Features/money/-/435440/1737888/-/wu37ilz/-/index.html Having been an active member of Equity Bank for more than five years, I acquired a loan that was to be paid in 12 months in instalments, two-and-a-half years ago 2013-04-03T22:00:00Z http://www.nation.co.ke/Features/money/Invest-your-savings-in-unit-trusts-or-shares/-/435440/1737886/-/un531j/-/index.html Being able to save is an integral part of growing your wealth. It is commendable that you have been able to save that much 2013-04-03T22:00:00Z http://www.nation.co.ke/Features/money/Are-you-ready-for-the-wealth-promises-of-the-new-government/-/435440/1737894/-/c3rk6h/-/index.html A mindset or world view is the equivalent of a magnifying glass in a laboratory. It only magnifies what you are viewing. It would not show you anything else outside its scope of view 2013-04-03T22:00:00Z http://www.nation.co.ke/Features/money/-/435440/1737882/-/wu37irz/-/index.html Julian Kyula moonlights as a pastor. His nine-to-five job involves running a technology company that has in three years started operations in 16 countries globally 2013-04-03T22:00:00Z http://www.nation.co.ke/Features/money/-/435440/1737890/-/wu37hxz/-/index.html Severin Schulte’s father fell in love with Kenya when he first visited in the early 1970s. And in 1972, he set up a lodge in Mombasa, which grew into present-day Severin Sea Lodge at Bamburi beach 2013-04-03T22:00:00Z http://www.nation.co.ke/Features/money/Widows-group-finds-hope-and-support-through-tailoring/-/435440/1737892/-/q8nuc3/-/index.html When Angeline M’mbone’s husband died in September 2007, she started thinking about venturing into business 2013-04-03T22:00:00Z http://www.nation.co.ke/Features/money/We-have-restored-electricity-to-your-home/-/435440/1731568/-/yal60sz/-/index.html I wrote to you in November last year complaining about electricity supply to my home. Then, I sought to bring out the suffering of the people of Rongo at the hands of Kenya Power 2013-03-27T23:00:00Z http://www.nation.co.ke/Features/money/-/435440/1731558/-/wu7funz/-/index.html Inspired by the desire to fight poverty among the youth while rehabilitating the environment in northeastern Brazil, Ms Lillian Silva founded Acreditar, a youth-run microfinance 2013-03-27T23:00:00Z http://www.nation.co.ke/Features/money/-/435440/1731566/-/wu7fttz/-/index.html Muriuki Njeru has always been fascinated with handicrafts, especially those made out of Kisii soapstone. Mr Njeru, who studied electrical engineering in Germany on a government scholarship 2013-03-27T23:00:00Z http://www.nation.co.ke/Features/money/Growing-rich-is-the-outcome-of-your-state-of-the-mind/-/435440/1731572/-/vamxyv/-/index.html After examining the lives of 800 most successful men and women and over 25,000 failures in his time, Napoleon Hill concluded in his Philosophy of Achievement that wealth is first a state of the mind 2013-03-27T23:00:00Z http://www.nation.co.ke/Features/money/Harvard-University-team-on-mission-to-light-up-rural-homes/-/435440/1731570/-/rjr9qd/-/index.html Many Kenyans dream of getting their homes connected to the electric power grid. For many, this remains just that; a dream. But things may soon change if a team of engineers from Harvard University has its way 2013-03-27T23:00:00Z http://www.nation.co.ke/Features/money/You-can-fund-your-tender-through-LPO-financing-/-/435440/1731562/-/29fn64/-/index.html Hi, I am a Kenyan aged 26 and employed. However, I have won a tender to supply 700 bags of maize per week to a milling company. A bag of maize is fetching a gross profit of Sh700, but raising the seed capital is the greatest challenge 2013-03-27T23:00:00Z http://www.nation.co.ke/Features/money/Understanding-the-market-is-key-to-success/-/435440/1731564/-/gi97wl/-/index.html It takes a lot of courage to start and run a business. Setbacks are common for many startups and your experience is not unique. However, you should not be discouraged by these setbacks 2013-03-27T23:00:00Z http://www.nation.co.ke/Features/money/You-can-now-access-your-money-in-MPesa--/-/435440/1726322/-/jy7gef/-/index.html On December 4  last year, I went to withdraw Sh40,000 from an M-Pesa agent in Nairobi. The agent number is 45912 but unfortunately, I got the numbers wrong and dialled 49512 instead. 2013-03-20T21:52:36Z http://www.nation.co.ke/Features/money/Game-console-inspired-former-UN-workers-gaming-business--/-/435440/1726318/-/x6dv7o/-/index.html Like many parents, Anne Githuku-Shongwe objected to her teenage son’s incessant playing of video games. She wanted him to spend his time more “constructively”.  2013-03-20T21:52:24Z http://www.nation.co.ke/Features/money/-/435440/1726320/-/wupjswz/-/index.html Tucked in the expanse of coffee trees and lush green tea leaves of Githiga, Kiambu County, is the homestead of Stephen and Margaret Kamanu. The couple has invested in manufacturing nails and are making a big success of it. 2013-03-20T19:00:28Z http://www.nation.co.ke/Features/money/Burn-your-bridges-to-get-true-financial-freedom-/-/435440/1726330/-/kejyab/-/index.html In “Knowledge of finance is the only way to give the youth true freedom”, we espoused the key issue separating and widening the gap between the poor and the wealthy — the ability to see money through the mind. 2013-03-20T19:00:10Z http://www.nation.co.ke/Features/money/Knowledge-of-finance-only-way-to-give-youth-freedom/-/435440/1718772/-/yyy9cdz/-/index.html In “Is there wealth in the campaign promises?” we alluded to the pledges that politicians were making to Kenyans 2013-03-13T23:00:00Z http://www.nation.co.ke/Features/money/Family-crisis-pushed-mason-to-excel-in-construction-business/-/435440/1718768/-/7awg8b/-/index.html It was not until his wife of five years walked out on him that Oliver Lihanda thought of turning his love for building and construction into an enterprise 2013-03-13T23:00:00Z http://www.nation.co.ke/Features/money/HELB-has-increased-your-loan-allocation-to-Sh50000/-/435440/1718766/-/v7l0j6/-/index.html I am a government sponsored student at Moi University and my problem is to do with the Higher Education Loans Board (HELB) 2013-03-13T23:00:00Z http://www.nation.co.ke/Features/money/Tech-startup-making-millions-from-the-software-it-develops/-/435440/1718770/-/12vsn3pz/-/index.html Richard Matoke and Glausen Wamalwa had just completed their final exams at the university in 2009 when they developed a library administration software 2013-03-13T23:00:00Z http://www.nation.co.ke/Features/money/-/435440/1718760/-/wvaltiz/-/index.html When Cynthia Nyamai got a call from President-elect Uhuru Kenyatta’s campaign secretariat, little did she know that it would add another feather to her cap 2013-03-13T23:00:00Z http://www.nation.co.ke/Features/money/Prudent-planning-is-key-to-achieving-your-goals-/-/435440/1718764/-/5luraf/-/index.html I am 21 and in college. I have savings of about Sh40,000 in my account at the moment. By the time I am 26 years old, I want to make my first one million shillings 2013-03-13T23:00:00Z http://www.nation.co.ke/Features/money/Former-secretary-reaping-big-from-student-hostels-in-Nakuru/-/435440/1713148/-/u9jtny/-/index.html When Ruth Chege was approached by the officials of Lake Nakuru College of Tourism and Management in 2007, she had no idea that the visit would change her life for the better. 2013-03-06T23:00:00Z http://www.nation.co.ke/Features/money/-/435440/1713144/-/wve86rz/-/index.html In 2008, two brothers, Ash Sadique and Wayne Fernandes, invested Sh4.5 million in an eight-metre Isuzu Trooper which could comfortably accommodate 15 people for a classy ride. 2013-03-06T23:00:00Z http://www.nation.co.ke/Features/money/Bank-credited-lost-cash-to-your-account/-/435440/1713152/-/wlkg7o/-/index.html Thank you for assisting me to get a refund from CIC Insurance in 2011. 2013-03-06T23:00:00Z http://www.nation.co.ke/Features/money/Health-centre-taps-mobile-phone-to-grow/-/435440/1713150/-/i2uuxoz/-/index.html With the understanding that technology makes work easier and saves time, many enterprises are embracing it. 2013-03-06T23:00:00Z http://www.nation.co.ke/Features/money/List-all-your-goals-in-order-of-priority/-/435440/1713158/-/cr5djp/-/index.html I AM A 22-YEAR-OLD intent on making wealth early in life. I have a dairy farm in Nakuru which has three cows making about Sh15,000 per month. 2013-03-06T14:28:40Z http://www.nation.co.ke/Features/money/Is-there-wealth-beyond-the-campaign-promises/-/435440/1713154/-/fnq8j6/-/index.html KENYA HAS BEEN in campaign mode for the past two years, hitting the peak last weekend, and there were plenty of promises. 2013-03-06T14:26:48Z http://www.nation.co.ke/Features/money/We-will-include-a-credit-note-in-your-next-bill/-/435440/1705808/-/hq145jz/-/index.html I moved house in March last year. I used to receive an electricity bill of between Sh800 and Sh1,000 per month 2013-02-27T23:00:00Z http://www.nation.co.ke/Features/money/Consult-a-tax-expert-for-direction-on-forex-trading/-/435440/1705804/-/it1lf7z/-/index.html My issue is about taxes. I am 21 years old and currently testing myself in the forex market. I would like to ask whether there are any tax laws on individual forex traders because I have researched and asked people about it and they tell me there are not 2013-02-27T23:00:00Z http://www.nation.co.ke/Features/money/Real-estate-is-a-good-bet-but-its-capital-intensive/-/435440/1705806/-/66a6l8/-/index.html In order for a person to enjoy his or her retirement years, one must make strategic investments that will allow him or her to reap profits. The first step towards a good retirement is savings. Savings can be accumulated by an individual by cutting regular costs and saving the extra cash 2013-02-27T23:00:00Z http://www.nation.co.ke/Features/money/Upset-by-costly-education-pharmacist-starts-college/-/435440/1705812/-/yh0c07/-/index.html For many years, Noah Chepkech had a dream. He dreamed of offering affordable education to those thirsting for knowledge. To realise his dream, in 2006 he took a risk and borrowed Sh200,000 from a bank to set up a college 2013-02-27T23:00:00Z http://www.nation.co.ke/Features/money/Concealing-facts-could-cost-you-insurance-compensation/-/435440/1705800/-/ju0fk8z/-/index.html When Joy’s family visited a local insurance company to report the death of their daughter, they believed that her funeral benefits would be paid in time and the hospital bill sorted out. However, this was not to be 2013-02-27T23:00:00Z http://www.nation.co.ke/Features/money/-/435440/1705814/-/wvy817z/-/index.html In “the wisdom of process is to begin it”, we focused on getting things done to produce the results of your vision. We noted that “until you actually take the first step, you cannot take the second, and until you take the second, you cant take the third.” 2013-02-27T23:00:00Z http://www.nation.co.ke/Features/money/Engineer-steers-bike-powered-advertising-firm-to-drive-startups/-/435440/1705810/-/diknmh/-/index.html Unlike established companies, the cost of advertising for many budding entrepreneurs is usually out of reach. It is for this reason that Samson Wachira started the Adryde Marketing Company to give startups a platform to grow their customer base 2013-02-27T23:00:00Z http://www.nation.co.ke/Features/money/The-wisdom-of-a-process-is-to-begin-it/-/435440/1699268/-/ksyng4/-/index.html Michael E. Gerber, a self-made small business consultant and author of the E-Myth series of books, says in Awakening the Entrepreneur Within that “the wisdom of process is to begin it” 2013-02-20T23:00:00Z http://www.nation.co.ke/Features/money/Only-subscribe-for-what-you-really-need/-/435440/1699258/-/2jls3a/-/index.html Last year, I purchased an Airtel Internet modem and a SIM card. I was shown by one of the agents how to purchase unlimited Internet bundles 2013-02-20T23:00:00Z